Terms and Conditions

Payments to Investors Choice Funding for products and services constitutes customer’s acceptance of the following Terms.

Refunds & Guarantees

Payments to Investors Choice Funding for Application fees and Loan Submission fees are for services rendered and are Non-Refundable. Payment for these services does not guarantee credit or loan approval.

Billing Disputes

As a current or prior customer of Investors Choice Funding, each customer agrees to provide Investors Choice Funding 30 days to attempt settlement of any billing dispute before disputing with any third-party credit/debit card company or bank. Investors Choice Funding must be the first option in billing disputes. Should Investors Choice Funding receive a chargeback from a third-party credit/debit card company or bank on the customer’s behalf before Investors Choice Funding has been given a chance to resolve the issue, Investors Choice Funding has the right to collect on the rendered services and any fees associated with those disputes. Regardless of the outcome of the chargeback, Investors Choice Funding retains the right to collect on any rendered services or fees that are due. Investors Choice Funding will submit any disputed amounts to a collection service agency.


Chargebacks: If a customer initiates a chargeback, Investors Choice Funding may assess a $50.00 processing fee for each individual chargeback.

Collections Fee: In the event an account is submitted to a third-party collections service, a $60.00 processing fee may be assessed to the existing account balance. This fee is in addition to any other fees previously assessed.